Choose FreeAgent if you need
- Integration with PayPal, GoCardless or Pleo. We haven't found them on Xero's website.
At a glance
- FreeAgent offers a free trial (30 days). We haven't confirmed one for Xero.
- Xero's lowest paid plan is Early at $27 per month, as of October 20, 2026.
- Both work with Stripe and Dext.
- FreeAgent lists ISO 27001 and GDPR. We haven't confirmed any of these for Xero.
- Both have a public API.
From each tool's own website, checked on the dates below, and from published reviews.
Which to choose
From the facts checked for both tools, not from opinion. A fact we haven't confirmed for one of them is never counted.
Choose Xero if you need
No checked fact sets Xero apart from FreeAgent yet.
FreeAgent
Nobody has reviewed FreeAgent yet. Its rating shows once it has 3 reviews.
Review FreeAgent
Xero
Nobody has reviewed Xero yet. Its rating shows once it has 3 reviews.
Review XeroThe facts
- What it does
- FreeAgentAccounting software for every small business
- XeroOnline accounting software that connects you to your bank, accountant, bookkeeper and business apps
- Free plan
- FreeAgentNot confirmed
- XeroNot confirmed
- Pricing
- FreeAgentFlat monthly
- XeroFlat monthly
- Paid plans from
- FreeAgent
What they share
From the platforms and integrations each website lists.
Integrations
Both
- Stripe
- Dext
Only FreeAgent
- PayPal
- GoCardless
- Pleo
- HubSpot
- Amazon
- WooCommerce
- SumUp
- Tyl by NatWest
Only Xero
People who switched
Reviewers who say they used one of these before the other.
No reviewer has said they moved between FreeAgent and Xero yet.
Used either of them?
Your review makes this comparison better for the next person. Review FreeAgent or review Xero.