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Home/Finance/Business banking

Qonto

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A business account with invoicing, bookkeeping, expense management and financing built in.

  • Monthly or annual subscription per plan
  • iOS
Facts from qonto.com, checked November 14, 2026.
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At a glance

  • Qonto is listed under Business banking, alongside Airwallex, Bluevine and Found.
  • Qonto's lowest paid plan is Basic at €9 per month, billed annually, as of November 14, 2026.
  • Qonto's pricing model: monthly or annual subscription per plan.
  • Qonto offers a free trial (1 month).
  • Qonto is available on iOS.
  • Qonto works with Google Sheets, Excel, Apple Pay, Google Pay and Wise.
  • Qonto's main features: Compliant e-invoicing, Cash flow forecasting, Supplier bill payments, Account aggregation.
  • We haven't confirmed whether Qonto has a free plan or a public API.

Facts from qonto.com, checked November 14, 2026.

AI summary

The summary writes itself once 5 people have reviewed this tool.

It's built only from what reviewers say: who it's best for, who should think twice, and what comes up again and again.

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What we know so far

Main features
Compliant e-invoicing, Cash flow forecasting, Supplier bill payments, Account aggregation
Works with
Google Sheets, Excel, Apple Pay, Google Pay, Wise
Platforms
iOS
Free trial
1 month
Facts only, from the tool's website or its vendor. Opinions come from reviewers. Suggest a correction
Reviews: 0

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Pricing

Facts from qonto.com, checked November 14, 2026. Prices change, so confirm on their site.
  • Basic€9As of November 14, 2026Per month, billed annually. Simple banking and invoicing, payment links, cards and 24/7 support.
  • Smart€19As of November 14, 2026Per month, billed annually. Adds account remuneration, accountant access and cash flow forecasting.
  • Premium€39As of November 14, 2026Per month, billed annually. Higher limits, closer spend control and cheaper international payments.
  • Essential€49As of November 14, 2026Per month, billed annually. Small teams with unlimited team members and expense reports.

How Qonto compares

With other business banking tools, on the facts each website lists.

All Qonto alternatives
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