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Relay

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Business banking that shows where every dollar goes and sets money aside automatically.

  • Free plan
Facts from relayfi.com, checked November 14, 2026.
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At a glance

  • Relay is listed under Business banking, alongside Airwallex, Bluevine and Found.
  • Relay has a free plan.
  • Relay's lowest paid plan is Grow at $30 per month, as of November 14, 2026.
  • Relay offers a free trial (14 days).
  • Relay works with QuickBooks Online, Xero, Gusto, Plaid and Yodlee.
  • Relay's main features: Multiple checking accounts, Business savings, Debit and credit cards, Expense management, Accounts payable.
  • We haven't confirmed whether Relay has a public API.

Facts from relayfi.com, checked November 14, 2026.

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It's built only from what reviewers say: who it's best for, who should think twice, and what comes up again and again.

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What we know so far

Main features
Multiple checking accounts, Business savings, Debit and credit cards, Expense management, Accounts payable
Works with
QuickBooks Online, Xero, Gusto, Plaid, Yodlee
Free plan
Yes
Free trial
14 days
Facts only, from the tool's website or its vendor. Opinions come from reviewers. Suggest a correction
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Pricing

Facts from relayfi.com, checked November 14, 2026. Prices change, so confirm on their site.
  • Starter$0As of November 14, 2026Per month. 20 checking accounts, 1.19% APY on savings, 1% cash back on credit cards.
  • Grow$30As of November 14, 2026Per month. Everything in Starter, plus multi-step approval rules, recurring invoices and 1.87% APY.
  • Scale$90As of November 14, 2026Per month, discounted from $120. Everything in Grow, plus 50 checking accounts and 3.21% APY.

How Relay compares

With other business banking tools, on the facts each website lists.

All Relay alternatives
  • FoundNo reviews yet
    Choose Found for
    • Integration with QuickBooks, Stripe or Square
    Choose Relay for
    • A lower starting price
    • Integration with QuickBooks Online, Xero or Gusto
    Relay vs Found
  • BluevineNo reviews yet
    Choose Bluevine for
    • Integration with Wave, Freshbooks or Stripe
    Choose Relay for
    • Integration with Gusto, Plaid or Yodlee
    Relay vs Bluevine
  • Wise BusinessNo reviews yet
    Choose Wise Business for
    • Integration with Slack
    Choose Relay for
    • Integration with QuickBooks Online, Xero or Gusto
    Relay vs Wise Business

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