SAP Concur alternatives

At a glance

We list 12 other spend management tools as alternatives to SAP Concur: BILL, Brex, Expensify, Navan, Payhawk, Pleo, Ramp, Rippling, Rydoo, Soldo, Spendesk and Zoho Expense.
BILL, Brex, Expensify, Navan, Ramp and Zoho Expense have a free plan.
BILL, Brex, Expensify, Payhawk, Pleo, Ramp, Soldo and Spendesk work with Xero, as SAP Concur does.
Expensify, Payhawk, Pleo, Ramp and Soldo work with NetSuite, as SAP Concur does.

From each tool's own website and from published reviews. Each tool's page says when its facts were checked.

12 alternatives

Listed alphabetically. A tool is ranked by its reviews once it has 3.

BILL
Expense management software that powers smart company cards
No reviews yet
Choose it over SAP Concur for: Mobile app; integration with QuickBooks Online, Oracle NetSuite or Sage Intacct.
Free plan
Yes
Paid plans from
Essentials, $49 per user per month (as of October 28, 2026)
Free trial
30 days
Platforms
Mobile app
Integrations shared with SAP Concur
Xero
Main features
Budget controls, AI receipt capture, Rewards
Security and compliance
SSO
Compare with SAP Concur
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Brex
Modern cards, banking, expenses, accounting and more, in 120+ countries
No reviews yet
Choose it over SAP Concur for: API; integration with Oracle NetSuite, QuickBooks Online or Sage Intacct.
Free plan
Yes
Paid plans from
Premium, $12 per user per month (as of October 19, 2026)
Platforms
API
Integrations shared with SAP Concur
Xero
Main features
Corporate cards, Expense management, Bill pay
Compare with SAP Concur
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Expensify
Spend management software for receipts and expenses
No reviews yet
Choose it over SAP Concur for: iOS or Android; integration with Sage Intacct, Workday or Gusto.
Free plan
Yes
Paid plans from
Collect, $5 per member per month (as of October 20, 2026)
Platforms
Web, iOS, Android
Integrations shared with SAP Concur
NetSuite, Xero
Main features
Receipt scanning, Expense reports, Expensify Card
Security and compliance
SSO
Compare with SAP Concur
Be the first to review
Navan
The AI-powered business travel and expense platform
No reviews yet
Choose it over SAP Concur for: API; integration with American Express, Mastercard or Expensify.
Free plan
Yes
Plans
Navan Business: $0, Navan Enterprise: Custom (as of October 20, 2026)
Platforms
Web, API
Integrations shared with SAP Concur
None in common
Main features
Navan Travel, Navan Expense, Navan Connect
Security and compliance
SSO
Compare with SAP Concur
Be the first to review
Payhawk
One platform for cards, expenses, travel, AP, and procurement
No reviews yet
Choose it over SAP Concur for: API; integration with Exact Online, Workday or HiBob.
Platforms
Web, API
Integrations shared with SAP Concur
NetSuite, Xero
Main features
Cards & Expenses, Travel, Accounts Payable
Security and compliance
SOC 2, ISO 27001, SSO
Compare with SAP Concur
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Pleo
Business expenses solution that makes paying for stuff at work easier
No reviews yet
Choose it over SAP Concur for: integration with FreeAgent, BambooHR or SAP SuccessFactors.
Paid plans from
Start, £8 per user per month, billed monthly (as of October 20, 2026)
Integrations shared with SAP Concur
NetSuite, QuickBooks, Xero
Main features
Company cards, Expense management, Accounts payable
Security and compliance
GDPR, SSO
Compare with SAP Concur
Be the first to review
Ramp
Corporate cards, travel, expenses and accounts payable in one spend management platform
No reviews yet
Choose it over SAP Concur for: integration with QuickBooks Online, Sage Intacct or Workday.
Free plan
Yes
Paid plans from
Plus, $15 per user per month plus a platform fee (as of October 19, 2026)
Free trial
30 days
Integrations shared with SAP Concur
NetSuite, Xero, ADP
Main features
Corporate cards, Expense management, Accounts payable
Security and compliance
SSO
Compare with SAP Concur
Be the first to review
Rippling
HR, IT and Finance data on one platform, so AI can answer questions and automate work
No reviews yet
Choose it over SAP Concur for: integration with Slack or Zendesk.
Integrations shared with SAP Concur
None in common
Main features
Payroll, Global payroll, HR and benefits
Security and compliance
SOC 2, SSO
Be the first to review
Rydoo
Intelligent automation across invoices and expenses
No reviews yet
Choose it over SAP Concur for: iOS or Android.
Paid plans from
Essentials, $9 per user per month, billed annually (as of October 23, 2026)
Platforms
iOS, Android
Main features
Rydoo Intelligence, Rydoo Cards, Mileage expenses
Compare with SAP Concur
Be the first to review
Soldo
Spending freedom for teams. Total control for finance
No reviews yet
Choose it over SAP Concur for: API; integration with SAP Concur, Sage Accounting or Exact Online.
Paid plans from
Standard, £27 per month, plus VAT (as of October 20, 2026)
Platforms
Web, API
Integrations shared with SAP Concur
NetSuite, QuickBooks, Xero
Main features
Prepaid company cards, Company wallets, Receipt capture with OCR
Security and compliance
ISO 27001
Compare with SAP Concur
Be the first to review
Spendesk
One platform for expenses, cards and invoices, with control and visibility over company spend
No reviews yet
Choose it over SAP Concur for: API; integration with Datev or Slack.
Plans
Foundations: Custom (as of October 20, 2026)
Platforms
API
Integrations shared with SAP Concur
QuickBooks, Xero
Main features
Company cards, Receipt data extraction, Budget monitoring
Security and compliance
ISO 27001, GDPR, SSO
Compare with SAP Concur
Be the first to review
Zoho Expense
AI-native travel & expense management software
No reviews yet
Choose it over SAP Concur for: iOS, Android or API.
Free plan
Yes
Paid plans from
Standard, $3 per user per month, billed annually (as of October 23, 2026)
Free trial
14 days
Platforms
Web, iOS, Android, API
Main features
AI receipt capture in 38+ languages, Real-time corporate card feeds, Autonomous expense reporting
Compare with SAP Concur
Be the first to review

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At a glance

We list 12 other spend management tools as alternatives to SAP Concur: BILL, Brex, Expensify, Navan, Payhawk, Pleo, Ramp, Rippling, Rydoo, Soldo, Spendesk and Zoho Expense.

BILL, Brex, Expensify, Navan, Ramp and Zoho Expense have a free plan.

BILL, Brex, Expensify, Payhawk, Pleo, Ramp, Soldo and Spendesk work with Xero, as SAP Concur does.

Expensify, Payhawk, Pleo, Ramp and Soldo work with NetSuite, as SAP Concur does.

From each tool's own website and from published reviews. Each tool's page says when its facts were checked.