22 of the 74 finance tools we list have a free plan, confirmed on their own website. Here they are side by side.
Listed alphabetically. A tool is ranked by its reviews once it has 3.
| Tool | Reviews | Lowest paid plan | Free plan | Free trial | Public API | Runs on | Main features |
|---|---|---|---|---|---|---|---|
| ReviewsNone yetWrite one for Akaunting | Lowest paid plan$12per monthStandard Cloud, as of October 23, 2026 | Free planYes | Free trialNot confirmed | Public APINot confirmed | Runs onWeb | Main features
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BILLExpense management software that powers smart company cards | ReviewsNone yetWrite one for BILL | Lowest paid plan$49per user per monthEssentials, as of October 28, 2026 | Free planYes | Free trial30 days | Public APIYes | Runs onMobile app | Main features
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BrexModern cards, banking, expenses, accounting and more, in 120+ countries | ReviewsNone yetWrite one for Brex | Lowest paid plan$12per user per monthPremium, as of October 19, 2026 | Free planYes | Free trialNot confirmed | Public APIYes | Runs onNot confirmed | Main features
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| ReviewsNone yetWrite one for DivTracker | Lowest paid plan$2.50per month, billed annually at $29.99Pro, as of November 6, 2026 | Free planYes | Free trial3 days | Public APINot confirmed | Runs oniOS, Web | Main features
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ExpensifySpend management software for receipts and expenses | ReviewsNone yetWrite one for Expensify | Lowest paid plan$5per member per monthCollect, as of October 20, 2026 | Free planYes | Free trialNot confirmed | Public APIYes | Runs onWeb, iOS, Android | Main features
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| ReviewsNone yetWrite one for FreeAgent | Lowest paid plan£19per month, billed monthly, exclSole trader, as of October 20, 2026 | Free planYes | Free trial30 days | Public APIYes | Runs onNot confirmed | Main features
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getquinTrack your net worth, plan for retirement, and optimize your wealth in one platform. | ReviewsNone yetWrite one for getquin | Lowest paid plan€89.99per yearPremium, as of November 6, 2026 | Free planYes | Free trialNot confirmed | Public APINot confirmed | Runs onWeb, iOS, Android | Main features
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GhostfolioA privacy-first, open source dashboard for your personal finances. | ReviewsNone yetWrite one for Ghostfolio | Lowest paid plan$48per yearPremium, as of November 6, 2026 | Free planYes | Free trialNot confirmed | Public APINot confirmed | Runs onNot confirmed | Main features
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Lemon SqueezyPayments, subscriptions and global tax compliance for software companies, as your merchant of record | ReviewsNone yetWrite one for Lemon Squeezy | Lowest paid planSee plans | Free planYes | Free trialNot confirmed | Public APIYes | Runs onWeb | Main features
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| ReviewsNone yetWrite one for Manager.io | Lowest paid planNot confirmed | Free planYes | Free trial14 days | Public APIYes | Runs onWindows, macOS, Linux, Web | Main features
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MollieOne platform to accept payments, manage money, and access funding. | ReviewsNone yetWrite one for Mollie | Lowest paid plan€20Pro, as of October 28, 2026 | Free planYes | Free trialNot confirmed | Public APINot confirmed | Runs oniOS, Android | Main features
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| ReviewsNone yetWrite one for Navan | Lowest paid planSee plans | Free planYes | Free trialNot confirmed | Public APIYes | Runs onWeb | Main features
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ParqetPortfolio performance tracking for stock, ETF and crypto investors. | ReviewsNone yetWrite one for Parqet | Lowest paid plan€11.99per monthPlus, as of November 6, 2026 | Free planYes | Free trial14 days | Public APINot confirmed | Runs onWeb, iOS, Android | Main features
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PolarModern billing for AI companies, with usage billing and Polar as the merchant of record | ReviewsNone yetWrite one for Polar | Lowest paid plan$20per month, plus 3.8% + 40¢ per transactionPro, as of October 20, 2026 | Free planYes | Free trialNot confirmed | Public APIYes | Runs onCLI | Main features
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QuickBooksCleaner books, faster payments and confident decisions, without doing it all yourself | ReviewsNone yetWrite one for QuickBooks | Lowest paid plan$38per monthSimple Start, as of October 14, 2026 | Free planYes | Free trialNot confirmed | Public APINot confirmed | Runs onWeb, iOS, Android | Main features
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RampCorporate cards, travel, expenses and accounts payable in one spend management platform | ReviewsNone yetWrite one for Ramp | Lowest paid plan$15per user per month plus a platform feePlus, as of October 19, 2026 | Free planYes | Free trial30 days | Public APIYes | Runs onNot confirmed | Main features
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SharesightPowerful portfolio tracking software that lets you check your investments in one place. | ReviewsNone yetWrite one for Sharesight | Lowest paid planA$9per month, billed annuallyBasic, as of November 6, 2026 | Free planYes | Free trialNot confirmed | Public APINot confirmed | Runs onWeb, iOS, Android | Main features
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Stock EventsInstantly know what's happening with your investments, without the noise. | ReviewsNone yetWrite one for Stock Events | Lowest paid plan$0.99per weekConnect, as of November 6, 2026 | Free planYes | Free trialNot confirmed | Public APIYes | Runs onWeb, iOS | Main features
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TrackMySharesThe portfolio tracker that handles your tax time too. | ReviewsNone yetWrite one for TrackMyShares | Lowest paid planA$49.99per yearOnly Tax, as of November 8, 2026 | Free planYes | Free trialNot confirmed | Public APINo | Runs onWeb | Main features
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WaveCreate invoices, accept online payments and make accounting easy, all in one place | ReviewsNone yetWrite one for Wave | Lowest paid plan$19per monthPro, as of October 19, 2026 | Free planYes | Free trialNot confirmed | Public APIYes | Runs onWeb, iOS, Android | Main features
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Zoho BooksManage end-to-end accounting, from invoicing to inventory and expenses, with cloud accounting software | ReviewsNone yetWrite one for Zoho Books | Lowest paid plan$20per organization per monthStandard, as of October 14, 2026 | Free planYes | Free trialNot confirmed | Public APINot confirmed | Runs onWeb, iOS, Android, Windows | Main features
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Zoho ExpenseAI-native travel & expense management software | ReviewsNone yetWrite one for Zoho Expense | Lowest paid plan$3per user per month, billed annuallyStandard, as of October 23, 2026 | Free planYes | Free trial14 days | Public APIYes | Runs onWeb, iOS, Android | Main features
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From each tool's own website. “Not confirmed” means we couldn't confirm it there, not that the tool doesn't have it. Each tool's page says when its facts were checked.
A tool is listed here only when we've confirmed on its own website that it has a free plan. Tools we couldn't confirm it for are left out, even if they may have it. Vendors can't pay for a place on this list. Add a tool we missed