At a glance
- YNAB is listed under Budgeting, alongside Actual Budget, Copilot Money and EveryDollar.
- YNAB's lowest paid plan is Monthly at $14.99 per month, as of November 12, 2026.
- YNAB works with Apple Card.
- YNAB's main features: Bank import, Goal tracking, Loan calculator, Spending and net worth reports, Subscription sharing.
- We haven't confirmed whether YNAB has a free plan or a public API.
Facts from ynab.com, checked November 12, 2026.
The summary writes itself once 5 people have reviewed this tool.
It's built only from what reviewers say: who it's best for, who should think twice, and what comes up again and again.


