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Actual Budget

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A super fast and privacy-focused app for managing your finances.

Facts from actualbudget.org, checked November 12, 2026.
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At a glance

  • Actual Budget is listed under Budgeting, alongside Copilot Money, EveryDollar and Goodbudget.
  • Actual Budget works with GoCardless, SimpleFIN and PikaPods.
  • Actual Budget's main features: Envelope budgeting, Bank sync, Transaction import, Custom reports, Undo and redo.
  • Actual Budget has a public API.
  • Actual Budget can be self-hosted.
  • We haven't confirmed whether Actual Budget has a free plan.

Facts from actualbudget.org, checked November 12, 2026.

AI summary

The summary writes itself once 5 people have reviewed this tool.

It's built only from what reviewers say: who it's best for, who should think twice, and what comes up again and again.

Reviews needed for a summary0 of 5

What we know so far

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CategoriesContent policyFor vendorsTermsPrivacyReviews API
Main features
Envelope budgeting, Bank sync, Transaction import, Custom reports, Undo and redo
Works with
GoCardless, SimpleFIN, PikaPods
Public API
Yes
Self-hosted option
Yes
Facts only, from the tool's website or its vendor. Opinions come from reviewers. Suggest a correction
Reviews: 0

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How Actual Budget compares

With other budgeting tools, on the facts each website lists.

All Actual Budget alternatives
  • MonarchNo reviews yet
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    • Integration with GoCardless, SimpleFIN or PikaPods
    Actual Budget vs Monarch
  • YNABNo reviews yet
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    • Integration with GoCardless, SimpleFIN or PikaPods
    Actual Budget vs YNAB
  • EveryDollarNo reviews yet
    Choose EveryDollar for
    • Integration with Plaid or Mastercard Connect
    Choose Actual Budget for
    • Integration with GoCardless, SimpleFIN or PikaPods
    Actual Budget vs EveryDollar

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