At a glance
- Actual Budget is listed under Budgeting, alongside Copilot Money, EveryDollar and Goodbudget.
- Actual Budget works with GoCardless, SimpleFIN and PikaPods.
- Actual Budget's main features: Envelope budgeting, Bank sync, Transaction import, Custom reports, Undo and redo.
- Actual Budget has a public API.
- Actual Budget can be self-hosted.
- We haven't confirmed whether Actual Budget has a free plan.
Facts from actualbudget.org, checked November 12, 2026.
The summary writes itself once 5 people have reviewed this tool.
It's built only from what reviewers say: who it's best for, who should think twice, and what comes up again and again.


