Actual Budget alternatives

At a glance

We list 9 other budgeting tools as alternatives to Actual Budget: Copilot Money, EveryDollar, Goodbudget, Lunch Money, Monarch, PocketGuard, Rocket Money, Tiller and YNAB.
EveryDollar, Goodbudget and Rocket Money have a free plan.

From each tool's own website and from published reviews. Each tool's page says when its facts were checked.

9 alternatives

Listed alphabetically. A tool is ranked by its reviews once it has 3.

Copilot Money
A finance app that coordinates your spending, saving, and investing.
No reviews yet
Choose it over Actual Budget for: integration with Chase, American Express or Apple Card.
Paid plans from
Yearly, $9 per month, billed yearly at $109 (as of November 12, 2026)
Free trial
1 month
Platforms
iPhone, Mac, iPad, Web
Integrations shared with Actual Budget
None in common
Main features
Money assistant, Assistant personalities, Net worth tracking
Compare with Actual Budget
Be the first to review
EveryDollar
An easy-to-use zero-based budgeting app that helps you keep tabs on your money at a glance.
No reviews yet
Choose it over Actual Budget for: integration with Plaid or Mastercard Connect.
Free plan
Yes
Free trial
14 days
Integrations shared with Actual Budget
None in common
Main features
Custom budget categories, Bank connect, Debt payoff tracker
Compare with Actual Budget
Be the first to review
Goodbudget
A home budget app based on the envelope budget system.
No reviews yet
No checked fact sets it apart from Actual Budget yet.
Free plan
Yes
Paid plans from
Premium, $10 per month, or $80 annually (as of November 12, 2026)
Platforms
Web, Android, iOS
Main features
Envelope budgeting, Sync and share budgets, Save for big expenses
Compare with Actual Budget
Be the first to review
Lunch Money
A delightfully simple personal finance and budgeting app for the modern-day spender.
No reviews yet
No checked fact sets it apart from Actual Budget yet.
Platforms
Web
Main features
Multi currency, Rules engine, Recurring expenses
Compare with Actual Budget
Be the first to review
Monarch
Budget, track your progress, and plan for the future all in one app.
No reviews yet
Choose it over Actual Budget for: integration with Zillow, Coinbase or Apple Card.
Paid plans from
Core, $8.33 per month, billed $99.99 annually (as of November 12, 2026)
Free trial
7 days
Platforms
Web, iOS, Android
Integrations shared with Actual Budget
None in common
Main features
Net worth tracking, Flexible budgeting, Custom reports
Compare with Actual Budget
Be the first to review
PocketGuard
An all-in-one money management platform.
No reviews yet
Choose it over Actual Budget for: integration with Plaid, Finicity or Salt Edge.
Platforms
Web, iOS, Android, Apple Watch
Integrations shared with Actual Budget
None in common
Main features
Leftover money, Debt payoff planner, Transaction rules
Compare with Actual Budget
Be the first to review
Rocket Money
Rocket Money helps you save more, spend less, see everything, and take back control of your financial life.
No reviews yet
No checked fact sets it apart from Actual Budget yet.
Free plan
Yes
Paid plans from
Premium+, $15 per month (as of November 12, 2026)
Platforms
iOS, Android
Main features
Subscription management, Spend tracking, Bill negotiation
Security and compliance
SOC 2
Compare with Actual Budget
Be the first to review
Tiller
Sync your accounts to private spreadsheets you own with daily automation.
No reviews yet
Choose it over Actual Budget for: integration with Google Sheets or Microsoft Excel.
Paid plans from
Tiller, $99 per year (as of November 12, 2026)
Platforms
Google Sheets, Excel
Integrations shared with Actual Budget
None in common
Main features
Automatic bank connections, Foundation template, Clear data ownership
Compare with Actual Budget
Be the first to review
YNAB
YNAB helps you get good at money.
No reviews yet
Choose it over Actual Budget for: integration with Apple Card.
Paid plans from
Monthly, $14.99 per month (as of November 12, 2026)
Integrations shared with Actual Budget
None in common
Main features
Bank import, Goal tracking, Loan calculator
Compare with Actual Budget
Be the first to review

People who moved on from Actual Budget

From reviews of other tools that say they used Actual Budget before.

No reviewer has said they switched from Actual Budget yet.

Use Actual Budget?

Your review helps people decide whether to stay or switch. Review Actual Budget

At a glance

We list 9 other budgeting tools as alternatives to Actual Budget: Copilot Money, EveryDollar, Goodbudget, Lunch Money, Monarch, PocketGuard, Rocket Money, Tiller and YNAB.

EveryDollar, Goodbudget and Rocket Money have a free plan.

From each tool's own website and from published reviews. Each tool's page says when its facts were checked.